Saturday, September 26, 2009

Moving forward on the house

I'm in the process of buying a house, which has really been an adventure in learning about my character defects. I knew that I was an impatient person, but it really has been proven to me over and over again.

This has not been an overnight process. I've been actively searching since the end of June and it took 11 offers on houses to get one accepted. I have been battling with people swooping in with all cash our offering double the asking price when what I am dealing with is my little first time homebuyer's program loan. I even had one in which I bid $50,000 over the asking price and I still didn't get it!

However, I have been turning it over to God, trusting His will on all of this. This doesn't mean I didn't cry along the way. For me, buying the house is not simply an investment. It's my home. I have never lived in a house before except when I was a baby and couldn't remember it. This means something to me. So, anyway, the short sale process has begun. I will be going into the house on Thursday, which is the first time I have stepped foot in it. I decided to stop going inside potential homes and looking because I wanted to do whatever I could not to be emotionally attached as much as possible. I have seen pictures, but of course pictures are far different than the real thing.

I'm excited and not scared at all anymore. I was gripped by fear, at first. Now I am at this place where I feel this is the right thing to do for me. I'm done with apartment living and done with throwing my hard-earned money away every month. My lease is now almost $1,500/mo. for my one-bedroom apartment. It's a lovely apartment with stainless steel everything, washer/dryer, fireplace, etc. But I am paying through the nose for my location and I'm done. Stick a fork in me. I even tried moving to another place on a short six month lease while I'm waiting for the short sale process to run it's course (usually takes 3-6 months), but it ended up not working out. I'm moving forward now and I couldn't be happier. Yay!

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